I have been on a budget most of my life. When I was a child and cut grass or did chores to earn spending money I would separate my pittance into envelopes labeled candy, makeup, or skating. As I grew older and actually had a job, I continued this practice with envelopes labeled with my mandatory expenses (gas, rent, phone,...
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Welcome to a Season of Giving – The Guerrant Foundation’s Priceless Gifts Heading into the upcoming holiday season I always think about ways to give gifts that last longer than the luster of a material object. Several years ago I decided to dedicate some of my free time to supporting charitable organizations that I knew...
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Every successful business has a Chief Financial Officer, CFO. The CFO’s primary responsibility is to oversee the financial well-being of the organization. When thinking about the structure of your household, if it were a business, who is your CFO? If this key position does not belong to you then perhaps you need to share in...
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If you are stressing over how to begin preparing for all of the upcoming holidays and worrying about just how far the dollar will stretch, here are some ideas to help get you through. First, prepare a realistic budget. Break it down by holiday (Halloween, Thanksgiving, Hanukah, Christmas, etc.) I love the envelope system so try...
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With Arizona as the number 2 state for most foreclosures, the housing market is at the top of my client’s worries for financial security. Since I want to make sure the best long-term financial decision is made I sought out Real Estate Short Sale Guru – Julie Vogan with United Brokers Group to enlighten me on the...
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Financial problems are the most common contributor for stress and the illnesses that come along with it. As a Financial Professional I often give educational workshops to women on topics that are very specific and targeted to an issue or concern. These have included areas such as budgeting, social security, retirement and...
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